Does Travel Insurance Cover COVID in 2025?
COVID-19 is still disrupting travel plans in 2025 — but does travel insurance actually cover it?
The answer is: it depends on your policy.
What Most Plans Cover
✅ Trip cancellation due to COVID illness
✅ Trip interruption if you test positive abroad
✅ Medical treatment for COVID during travel
If you get sick and have to cancel your trip or cut it short, most modern plans now include COVID as a covered reason.
What May Not Be Covered
❌ Canceling because you’re worried about COVID
❌ Lockdowns or travel bans announced after booking
❌ Testing positive before departure with no symptoms (check the fine print)
Some policies exclude “fear of travel” or changes in government policy.
Look for These Terms
When comparing plans, check for:
- “Pandemic coverage included”
- “COVID-19 coverage”
- Emergency medical & quarantine coverage
Providers like VisitorsCoverage, SafetyWing, and WorldNomads all offer COVID coverage options.
Final Thoughts
Traveling in 2025? Make sure your policy includes COVID — just in case.
👉 Compare travel insurance plans that include COVID protection